@article{Öztürk2022_1109157,
author={Celal Öztürk and Cemal İbiş},
title={BDDK Bankacılık ve Finansal Piyasalar Dergisi},
year={2022},
journal={BDDK Bankacılık ve Finansal Piyasalar Dergisi},
issn={1307-945X},
volume={16},
number={1},
url={http://search/yayin/detay/1109157}
}