Yıl: 2012 Cilt: 12 Sayı: 1 Sayfa Aralığı: 23 - 30 Metin Dili: Türkçe İndeks Tarihi: 29-07-2022

The impact of unfair business practices on bank customers: an experimental study

Öz:
Etik konusu, işletme literatüründe önemli bir araştırma konusu olmuştur. Bununla birlikte, iş etiği ile algılanan firma değeri arasındaki ilişkileri inceleyen deneysel araştırmaların sayısı oldukça sınırlıdır. Bu araştırmada, adil olmayan iş uygulamalarının, tüketicilerin bir firmaya ilişkin algılamalarını ve niyetlerini ne şekilde etkilediği araştırılmıştır. Bu amaçla, 406 üniversite öğrencisi üzerinde deneysel bir araştırma gerçekleştirilmiştir. Hipotetik bir bankanın müşterilerine davranış şeklini (nötr ve adaletsiz) maniple etmek için kısa bir hikaye kullanılmıştır. Daha sonra, farklı hikayeleri okuyarak farklı bilgiler alan deneklerin (potansiyel banka müşterileri) hikayede yer alan bankanın itibarı ile ilgili algılamalarının ve bu bankadan bankacılık hizmetleri alma niyetlerinin ne şekilde etkilendiği incelenmiştir. Yapılan analizler sonucunda bir bankanın sergilediği adil olmayan davranışlar ile ilgili bilgilendirilen cevaplayıcıların, o bankaya ilişkin itibar algılarının ve o bankadan hizmet alma niyetlerinin olumsuz yönde etkilendiği belirlenmiştir.
Anahtar Kelime:

Konular: İşletme İktisat

Adil olmayan işletme uygulamalarının banka müşterilerinin niyetleri üzerindeki etkisi: deneysel bir çalışma

Öz:
Ethics has become an attractive research topic in the business literature. However, experimental studies probing the relation between business ethics and perceived firm value are relatively scarce. Accordingly, in this study we examined how unfair business practices affect customers’ perceptions about and intentions towards a company. For this aim, we conducted an experimental study on 406 university students. We used an excerpt to manipulate the information about a hypothetical bank’s way of treatment to its customers (neutral vs. unfair). Than, we examined how different types of information do affect prospective customers’ evaluations of firm reputation and their intentions to purchase services from the narrated bank. Data analysis revealed that, providing information about unethical business practices of a firm significantly decreased the perceived firm reputation and intentions to purchase services.
Anahtar Kelime:

Konular: İşletme İktisat
Belge Türü: Makale Makale Türü: Araştırma Makalesi Erişim Türü: Erişime Açık
  • Alexander, E.C. (2002) “Consumer Reactions to Unethical Service Recovery” Journal of Business Ethics, 36(3):223- 237.
  • Alexander C. S. and Becker H. J. (1978) “The Use of Vignettes in Survey Research” Public Opinion Quarterly, 42:93- 104.
  • Auger, P., Burke, P., Devinney, T.M. and Louviere, J.J. (2003) “What Will Consumers Pay for Social Product Features?” Journal of Business Ethics, 42(3):281- 304.
  • Aydin, E., Guvendi, M. and Pekmez, E. (2009) “Credit Cards in Turkey: Sustaining a Successful Market” http://www.mckinsey.com/clientservice/Financial_Services/ Capabilities/~/media/Reports/Financial_Services/Credit_ Cards_in_Turkey.ashx, (14.03.2010),
  • Aysan, A.F. and Yildiz, L. (2007) “The Regulation of the Credit Card Market in Turkey” International Research Journal of Finance and Economics, 11:141- 154.
  • Cacioppe, Ron, Forster, N. and Fox, M. (2008) “A Survey of Managers’ Perceptions of Corporate Ethics and Social Responsibility and Actions That May Affect Companies’ Success” Journal of Business Ethics, 82(3): 681- 700.
  • CONE (2007) “Cause Evolution Survey” http://www. coneinc.com/stuff/contentmgr/files/0/A8880735bb2e2e- 894a949830055ad559/Files/2007_Cause_Evolution_Survey. Pdf, (22.09.20009),
  • Creyer, E.H. and Ross, W.T. (1996) “The Impact of Corporate Behavior on Perceived Product Value” Marketing Letters, 7(2):173- 185.
  • Cropanzano, R., Byrne, Z.S., Bobocel, D.R. and Rupp, D.R. (2001) “Moral Virtues, Fairness Heuristics, Social Entities, and Other Denizens of Organizational Justice” Journal of Vocational Behavior, 58(2):164- 209.
  • Dollinger, M.J., Golden P.A. and Saxton T., (1997) “The Effect Of Reputation On The Decision To Joint Venture” Strategic Management Journal, 18(2):127- 140.
  • Dubinsky, A.J. and Loken, B. (1989), “Analyzing Ethical Decision Making in Marketing” Journal of Business Research, 19(2):83- 107.
  • Dundar, S. and Göksel T., (2006) “Reklamların Pazarlama Etiği ve Sosyal Sorumluluk Bilincine Göre Değerlendirilmesi: Ampirik Bir Çalışma” Afyon Kocatepe Üniversitesi İİBF Dergisi, 8(1):123- 141.
  • Ferrell, O.C. and Gresham, L.G. (1985) “A Contingency Framework for Understanding Ethical Decision Making in Marketing” Journal of Marketing, 49(3):87-96.
  • Folkes. V. S. and Kamins, M. A. (1999) “Effects of Information About Firms’ Ethical and Unethical Actions on Consumers’ Attitudes” Journal of Consumer Psychology, 8(3):243-259.
  • Frederick, W.C. and Weber, J. (1987) “The Values of Corporate Managers and Their Critics: An Empirical Description and Normative Implications”, Frederick W. (eds.) Research in Corporate Social Performance and Policy, Greenwich, JAI Press.
  • Goldberg, M.E. and Hartwick J., “The Effects of Advertiser Reputation and Extremity of Advertising Claim on Advertising Effectiveness” Journal of Consumer Research, 17(4):172- 179.
  • Greenhaus J. and Powell G. (2004) “The Vignette Methodology: Study Uses Stories to Measure Conflict” Methods and Measures in Work-Family Research, 6(2):4-5.
  • Hunt, S.D. and S.A. Vitell. (1986) “General Theory of Marketing Ethics” Journal of Macromarketing, 6(1):5-16.
  • Jones. T. M. (1991) “Ethical Decision Making by Individuals in Organizations: An Issue-Contingent Model” Academy of Management Review, 16(2):366- 395.
  • Josephson Institute (2009) “The Hidden Costs of Unethical Behavior” http://josephsoninstitute.org/pdf/ workplace-flier_0604.pdf, (04.03.2010).
  • Krohn, F.B. and Milner, L.M. (1989) “The AIDS Crisis: Unethical Marketing Leads to Negligent Homicide” Journal of Business Ethics, 8(10):773-780.
  • Kurtuldu, H. S. (2009) “Bankacılıkta Pazarlama Etiği ve Etik Değerlerin Kuruma Yönelik Olumlu Tutum Oluşumuna Etkileri” Uluslararası İktisadi ve İdari İncelemeler Dergisi, 1(2): 83- 96.
  • Murray, K.B. and Vogel, C.M. (1997) “Using a Hierarchy-of-Effects Approach to Gauge the Effectiveness of Corporate Social Responsibility to Generate Goodwill Toward the Firm: Financial Versus Nonfinancial Impacts” Journal of Business Research, 38(2):141-159.
  • Newell, S.J. and Goldsmith, R.E. (2001) “The Development of A Scale to Measure Perceived Corporate Credibility” Journal of Business Research, 52(39):235-247.
  • Nurmakhamatuly, A. (2010) “Attitudes and Behaviors Towards Business Ethics of Kazakh and Turkish Managers” Turkish Journal of Business Ethics, 3(5):69-96.
  • Randall, D. M. and Fernandes M. F. (1991) “The Social Desirability Response Bias in Ethics Research” Journal of Business Ethics, 10(11):805-817.
  • Reidenbach, R.E., and Robin, D.P. (1990) “Toward the Development of a Multidimensional Scale for Improving Evaluations in Business Ethics” Journal of Business Ethics, 9(8):639-653.
  • Robin, D.P. and Reidenbach, R.E. (1987) “Social Responsibility, Ethics, and Marketing Strategy: Closing the Gap Between Concept and Application” Journal of Marketing, 51(1): 44-58.
  • Smith, N.C. and Cooper-Martin, E. (1997) “Ethics and Target Marketing: The Role of Product Harm and Consumer Vulnerability” Journal of Marketing, 61(3):1- 20.
  • Smith, N. C. and Quelch, J. A. (1993) “Ethics in Marketing” Irwin, Burr Ridge, IL.
  • Stajkovic, A.D. and Luthans, F. (1997) “Business Ethics across Cultures: A Social Cognitive Model” Journal of World Business, 32(l):17-34.
  • Trevino, L. K. (1986) “Ethical Decision Making in Organizations: A Person-situation Interactionist Model” Academy of Management Review, 11(3):601-617.
  • Tsalikis, J. and Fritzsch, D. (1989) “Business Ethics: A Literature Review with a Focus on Marketing Ethics” Journal of Business Ethics, 8(2):695-743.
  • Tseng, H., Duan, C., Tung, H. and Kung, H. (2009) “Modern Business Ethics Research: Concepts, Theories, and Relationships” Journal of Business Ethics, 91(4):587- 597.
  • Walsh, G. and S. E. Beatty (2007) “Customer-Based Corporate Reputation of A Service Firm: Scale Development and Validation” Journal of the Academy of Marketing Science, 35(1):127-143.
  • Whalen, J., Pitts, R.E. and Wong, J.K. (1991) “Exploring the Structure of Ethical Attributions as a Component of the Consumer Decision Model: The Vicarious Versus Personal Perspective” Journal of Business Ethics, 10(4):285-293.
  • Zeithaml V.A., Berry L.L. and Parasuraman A. (1996) “The Behavioral Consequences of Service Quality” Journal of Marketing , 60(2):31- 46.
APA ÖZBEK V, ALNIACIK U, Koç F (2012). The impact of unfair business practices on bank customers: an experimental study. , 23 - 30.
Chicago ÖZBEK VOLKAN,ALNIACIK Umit,Koç Fatih The impact of unfair business practices on bank customers: an experimental study. (2012): 23 - 30.
MLA ÖZBEK VOLKAN,ALNIACIK Umit,Koç Fatih The impact of unfair business practices on bank customers: an experimental study. , 2012, ss.23 - 30.
AMA ÖZBEK V,ALNIACIK U,Koç F The impact of unfair business practices on bank customers: an experimental study. . 2012; 23 - 30.
Vancouver ÖZBEK V,ALNIACIK U,Koç F The impact of unfair business practices on bank customers: an experimental study. . 2012; 23 - 30.
IEEE ÖZBEK V,ALNIACIK U,Koç F "The impact of unfair business practices on bank customers: an experimental study." , ss.23 - 30, 2012.
ISNAD ÖZBEK, VOLKAN vd. "The impact of unfair business practices on bank customers: an experimental study". (2012), 23-30.
APA ÖZBEK V, ALNIACIK U, Koç F (2012). The impact of unfair business practices on bank customers: an experimental study. Ege Akademik Bakış, 12(1), 23 - 30.
Chicago ÖZBEK VOLKAN,ALNIACIK Umit,Koç Fatih The impact of unfair business practices on bank customers: an experimental study. Ege Akademik Bakış 12, no.1 (2012): 23 - 30.
MLA ÖZBEK VOLKAN,ALNIACIK Umit,Koç Fatih The impact of unfair business practices on bank customers: an experimental study. Ege Akademik Bakış, vol.12, no.1, 2012, ss.23 - 30.
AMA ÖZBEK V,ALNIACIK U,Koç F The impact of unfair business practices on bank customers: an experimental study. Ege Akademik Bakış. 2012; 12(1): 23 - 30.
Vancouver ÖZBEK V,ALNIACIK U,Koç F The impact of unfair business practices on bank customers: an experimental study. Ege Akademik Bakış. 2012; 12(1): 23 - 30.
IEEE ÖZBEK V,ALNIACIK U,Koç F "The impact of unfair business practices on bank customers: an experimental study." Ege Akademik Bakış, 12, ss.23 - 30, 2012.
ISNAD ÖZBEK, VOLKAN vd. "The impact of unfair business practices on bank customers: an experimental study". Ege Akademik Bakış 12/1 (2012), 23-30.