Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları
Yıl: 2017 Cilt: 25 Sayı: 34 Sayfa Aralığı: 227 - 243 Metin Dili: Türkçe İndeks Tarihi: 29-07-2022
Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları
Öz: Bu çalışmada, küresel finansal kriz sonrası dönemde Borsa İstanbul (BIST)'a kote 12 mevduat bankasının panel verilerinden oluşan bir örneklem kullanılarak, banka net faiz marjlarının bankaya özgü ve makroekonomik belirleyicileri araştırılmıştır. Panel veri analiz sonuçları göstermektedir ki finansal kriz sonrası dönemde artan banka büyüklüğü ve yönetim etkinliği gibi finansal değişkenler banka net faiz marjlarını ters yönde etkilemektedir. Bununla beraber, artan işlem maliyetleri, kredi riski ve örtülü faiz ödemeleri ise banka net faiz marjlarında artışa neden olmaktadır. Sonuçlar makro göstergeler açısından incelendiğinde, ampirik bulgular ekonomik büyüme ve enflasyonun mevduat bankalarının faiz marjları üzerinde önemli bir etkisinin olmadığına işaret etmektedir
Anahtar Kelime: Konular:
An Empirical Analysis of the Determinants of Net Interest Margins of Turkish Listed Banks: Panel Data Evidence from Post-Crisis Era
Öz: The aim of this study is to explore both the bank-specific and macroeconomic drivers of net interest margins using panel data techniques for a sample of 12 deposit banks publicly traded on the Borsa Istanbul over the post-crisis period 2010-2015. Our panel data results suggest that while bank size and managerial efficiency affect net interest margins negatively and significantly, operating cost, credit risk, and implicit interest payments influence the NIMs positively and significantly in the postcrisis era. The results also imply that macroeconomic indicators such as economic growth and inflation do not have any significant effects on the NIMs
Anahtar Kelime: Konular:
Belge Türü: Makale Makale Türü: Araştırma Makalesi Erişim Türü: Erişime Açık
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| APA | IŞIK Ö, Belke M (2017). Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları. , 227 - 243. |
| Chicago | IŞIK Özcan,Belke Murat Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları. (2017): 227 - 243. |
| MLA | IŞIK Özcan,Belke Murat Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları. , 2017, ss.227 - 243. |
| AMA | IŞIK Ö,Belke M Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları. . 2017; 227 - 243. |
| Vancouver | IŞIK Ö,Belke M Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları. . 2017; 227 - 243. |
| IEEE | IŞIK Ö,Belke M "Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları." , ss.227 - 243, 2017. |
| ISNAD | IŞIK, Özcan - Belke, Murat. "Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları". (2017), 227-243. |
| APA | IŞIK Ö, Belke M (2017). Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları. Sosyoekonomi, 25(34), 227 - 243. |
| Chicago | IŞIK Özcan,Belke Murat Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları. Sosyoekonomi 25, no.34 (2017): 227 - 243. |
| MLA | IŞIK Özcan,Belke Murat Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları. Sosyoekonomi, vol.25, no.34, 2017, ss.227 - 243. |
| AMA | IŞIK Ö,Belke M Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları. Sosyoekonomi. 2017; 25(34): 227 - 243. |
| Vancouver | IŞIK Ö,Belke M Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları. Sosyoekonomi. 2017; 25(34): 227 - 243. |
| IEEE | IŞIK Ö,Belke M "Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları." Sosyoekonomi, 25, ss.227 - 243, 2017. |
| ISNAD | IŞIK, Özcan - Belke, Murat. "Borsa İstanbul’da İşlem Gören Bankaların Net Faiz Marjlarının Belirleyicilerinin Ampirik Analizi: Kriz Sonrası Döneminden Panel Verileri Kanıtları". Sosyoekonomi 25/34 (2017), 227-243. |
