Agricultural credits which become one of the most important tools of agricultural policies, play role indimension that can not be ignored in the develpment of the agriculture sector and in the struggle against ruralpoverty. The existence of the low profit margins in agricultural holdings and obtaining product by providinginput in certain periods necessitates the use of agricultural credits in different structure from other types ofcredits and the occurence ofthe low interest rates. Due to the problems related with the adequate use ofcredits inthe agricultural sector, the application of low interest (subsidized credits was started for the first time by thedecision of the Council of Ministers in 2004.In this study, it is aimed to determine subsidized credit usage ofagricultural holdings in the province Ankara and Turkey, the distribution in production branches. In thisresearch, according to the results obtained from the data collected through survey from 139 agriculturalholdings, it was determined that the rate of %32.4l subsidized credits were used in the average of the holdingsbetween the years 2009 and 2013. It has been determined that when the usage rate ofthe subsidized credit in thefirst group holdings are %25.91 it is %3 .98 in the second group and %40.49 in the third group. In addition tointerest rates, reduction of credit costs (3 .65%) and formalities (29.50%) have been emphasized in the use ofcredit by the farmers.