@article{Önder2018_311505, author={Kübra Önder}, title={THE EFFECT OF CREDIT CARD USAGE ON CONSUMER BEHAVIOR}, year={2018}, journal={Uluslararası Avrasya Sosyal Bilimler Dergisi}, issn={2146-1961}, volume={9}, number={32}, url={http://search/yayin/detay/311505} }