Future Expectations in Banking Risk Management

Sezer BOZKUŞ KAHYAOĞLU, (İzmir Bakırçay Üniversitesi, İktisadi ve Sosyal Bilimler Fakültesi, İzmir, Türkiye)
Ganite KURT (Ankara Hacı Bayram Veli Üniversitesi, Bankacılık ve Sigortacılık Yüksekokulu, Ankara, Türkiye)
Muhasebe ve Finansman Dergisi
1 0
Yıl: 2020 Cilt: 0 Sayı: 86 Sayfa Aralığı: 267 - 287 Metin Dili: İngilizce DOI: 10.25095/mufad.710380 İndeks Tarihi: 06-10-2020

Future Expectations in Banking Risk Management

Öz:
This paper focuses on risk organizations in banks and specifically the risk management function of banks. In order to forecast the future dynamics and expectations of stakeholders, the milestones of risk management are analyzed based on relevant literature. The development of banking risk management over the last ten years has been a response to the direct financial impact of the crisis and to the regulatory agenda that followed. This study argues that a new hybrid type of banking system, in which financial engineering and the integration of products and services from outside suppliers play a greater role than ever before, is emerging. After the global financial crisis, particularly banks’ risk organizations have grown as they have reshaped themselves by going beyond the management of traditional financial risks. In addition, banks’ balance sheets and funding strategies have changed dramatically since 2007, with higher (equity) capital ratios and more stable debt funding. In this context, banks attach special importance to risk organization, risk culture and control activities in order to develop risk intelligence.
Anahtar Kelime:

Banka Risk Yönetiminde Gelecek Beklentileri

Öz:
Bu makale, bankalardaki risk örgülenmesine ve özellikle bankaların risk yönetimi işlevine odaklanmaktadır. Paydaşların gelecekteki dinamiklerini ve beklentilerini tahmin etmek için, risk yönetiminin kilometre taşları ilgili literatüre dayalı olarak ele alınmaktadır. Bankacılık risk yönetiminin son on yıldaki gelişimi, küresel krizin doğrudan finansal etkisine ve ardından gelen düzenleyici gelişmelere bir cevap niteliğinde olmuştur. Bu çalışma, finansal mühendisliğin ve dış tedarikçi firmalardan ürün ve hizmetlerin entegrasyonunun öncekinden daha büyük bir rol oynadığı yeni bir hibrid bankacılık sistemi türünün ortaya çıktığını ortaya koymaktadır. Küresel finansal krizden sonra, özellikle bankaların risk örgütlenmeleri, geleneksel finansal risklerin yönetiminin ötesine geçerek kendilerini yeniden şekillendirdikleri için hızlı büyümüştür. Bu bağlamda, bankaların bilançoları ve fonlama stratejileri 2007'den bu yana önemli ölçüde değişim göstererek, yüksek (özkaynak) sermaye oranları ve daha istikrarlı borç finansmanı şeklinde oluşmuştur. Bu kapsamda, bankalar risk zekasını geliştirmek için risk örgütlenmesine, risk kültürüne ve kontrol faaliyetlerine özel önem vermektedir.
Anahtar Kelime:

Belge Türü: Makale Makale Türü: Araştırma Makalesi Erişim Türü: Erişime Açık
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APA Bozkus Kahyaoglu S, Kurt G (2020). Future Expectations in Banking Risk Management. , 267 - 287. 10.25095/mufad.710380
Chicago Bozkus Kahyaoglu Sezer,Kurt Ganite Future Expectations in Banking Risk Management. (2020): 267 - 287. 10.25095/mufad.710380
MLA Bozkus Kahyaoglu Sezer,Kurt Ganite Future Expectations in Banking Risk Management. , 2020, ss.267 - 287. 10.25095/mufad.710380
AMA Bozkus Kahyaoglu S,Kurt G Future Expectations in Banking Risk Management. . 2020; 267 - 287. 10.25095/mufad.710380
Vancouver Bozkus Kahyaoglu S,Kurt G Future Expectations in Banking Risk Management. . 2020; 267 - 287. 10.25095/mufad.710380
IEEE Bozkus Kahyaoglu S,Kurt G "Future Expectations in Banking Risk Management." , ss.267 - 287, 2020. 10.25095/mufad.710380
ISNAD Bozkus Kahyaoglu, Sezer - Kurt, Ganite. "Future Expectations in Banking Risk Management". (2020), 267-287. https://doi.org/10.25095/mufad.710380
APA Bozkus Kahyaoglu S, Kurt G (2020). Future Expectations in Banking Risk Management. Muhasebe ve Finansman Dergisi, 0(86), 267 - 287. 10.25095/mufad.710380
Chicago Bozkus Kahyaoglu Sezer,Kurt Ganite Future Expectations in Banking Risk Management. Muhasebe ve Finansman Dergisi 0, no.86 (2020): 267 - 287. 10.25095/mufad.710380
MLA Bozkus Kahyaoglu Sezer,Kurt Ganite Future Expectations in Banking Risk Management. Muhasebe ve Finansman Dergisi, vol.0, no.86, 2020, ss.267 - 287. 10.25095/mufad.710380
AMA Bozkus Kahyaoglu S,Kurt G Future Expectations in Banking Risk Management. Muhasebe ve Finansman Dergisi. 2020; 0(86): 267 - 287. 10.25095/mufad.710380
Vancouver Bozkus Kahyaoglu S,Kurt G Future Expectations in Banking Risk Management. Muhasebe ve Finansman Dergisi. 2020; 0(86): 267 - 287. 10.25095/mufad.710380
IEEE Bozkus Kahyaoglu S,Kurt G "Future Expectations in Banking Risk Management." Muhasebe ve Finansman Dergisi, 0, ss.267 - 287, 2020. 10.25095/mufad.710380
ISNAD Bozkus Kahyaoglu, Sezer - Kurt, Ganite. "Future Expectations in Banking Risk Management". Muhasebe ve Finansman Dergisi 86 (2020), 267-287. https://doi.org/10.25095/mufad.710380
Sayfa Oluşturulma Tarihi
23-04-2024 13:35

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