Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi
Yıl: 2020 Cilt: 18 Sayı: Cumhuriyet Armağan Sayısı Sayfa Aralığı: 359 - 376 Metin Dili: Türkçe DOI: 10.18026/cbayarsos.688440 İndeks Tarihi: 07-06-2021
Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi
Öz: Bu çalışmanın amacı, refah devleti İsveç’in Stockholm’den sonra ikinci büyük bölgesi olan Göteborg’daki Türk kökenli göçmenrestoran sahibi girişimcilerinkuruluş aşamasında finansal sermaye bulma konusunda ne tür zorluklaryaşadığınınve geliştirdikleri finansman çözümlerinin araştırılmasıdır. İskandinav refah devlet modelinde göçmen girişimcilerin kredi piyasasında ayrımcılık yaşayarak finansal sermayeye erişimlerinin sınırlandığı, hatta kimi zaman bu nedenle işyerlerini kapatmak zorunda kaldıkları, hem kamusal hem de akademik platformlarda tartışma konusu olmaktadır. Bu çalışmadakartopu örnekleme tekniği ile yarı yapılandırılmış derinlemesine görüşmeler yapılan dokuz girişimciden sadece biri işyerini kurarken banka kredisi kullanabilmiş, bir diğeriise kullandığı konut ve araba kredisinin bir bölümünü iş yeri için kullanmıştır.Diğer yedi girişimci banka kredisi başvurusu yapmış fakat ya başvuruları reddedilmiş ya da maliyetlerin yüksekliği nedeniyle kredikullanamamışlardır. Bu girişimciler çözüm olarak kuruluş aşamasıfinansmanlarını aile fonlarını hibe ve borç şeklinde kullanarak sağlamışlardır.
Anahtar Kelime: Financing of Immigrant Entrepreneursin Foundation Phase: Sample of Turkish Restaurant Owners in Sweden/Gothenburg
Öz: The aim of this study is to investigate challenges of immigrant restaurant owner entrepreneurs in Gothenburg (Welfare State Sweden's second largest regionafterStockholm)regardingfoundationphasefinancing;andto investigate what their solutions are to those problems. It is often discussed in publicandacademicplatformsthatimmigrantentrepreneursexperience discrimination in the credit markets, and their access to financial capital is limited, even some has to close their businesses in the Scandinavian welfare state model. Semi-structured in-depth interviews were conducted withnine entrepreneurs, by using snowball sampling technique. Among those nine, only one could use bank credit and another one was able to utilize part of his mortgageandcarloansforbusinesspurposes.Remainingseven entrepreneurs’ credit application were either denied or they could not use the loan because of high costs. As a solution, these entrepreneurs managed to employ their family funds in the form of grants and loans.
Anahtar Kelime: Belge Türü: Makale Makale Türü: Araştırma Makalesi Erişim Türü: Erişime Açık
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| APA | kulali g (2020). Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi. , 359 - 376. 10.18026/cbayarsos.688440 |
| Chicago | kulali gulsah Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi. (2020): 359 - 376. 10.18026/cbayarsos.688440 |
| MLA | kulali gulsah Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi. , 2020, ss.359 - 376. 10.18026/cbayarsos.688440 |
| AMA | kulali g Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi. . 2020; 359 - 376. 10.18026/cbayarsos.688440 |
| Vancouver | kulali g Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi. . 2020; 359 - 376. 10.18026/cbayarsos.688440 |
| IEEE | kulali g "Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi." , ss.359 - 376, 2020. 10.18026/cbayarsos.688440 |
| ISNAD | kulali, gulsah. "Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi". (2020), 359-376. https://doi.org/10.18026/cbayarsos.688440 |
| APA | kulali g (2020). Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi. Celal Bayar Üniversitesi Sosyal Bilimler Dergisi, 18(Cumhuriyet Armağan Sayısı), 359 - 376. 10.18026/cbayarsos.688440 |
| Chicago | kulali gulsah Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi. Celal Bayar Üniversitesi Sosyal Bilimler Dergisi 18, no.Cumhuriyet Armağan Sayısı (2020): 359 - 376. 10.18026/cbayarsos.688440 |
| MLA | kulali gulsah Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi. Celal Bayar Üniversitesi Sosyal Bilimler Dergisi, vol.18, no.Cumhuriyet Armağan Sayısı, 2020, ss.359 - 376. 10.18026/cbayarsos.688440 |
| AMA | kulali g Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi. Celal Bayar Üniversitesi Sosyal Bilimler Dergisi. 2020; 18(Cumhuriyet Armağan Sayısı): 359 - 376. 10.18026/cbayarsos.688440 |
| Vancouver | kulali g Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi. Celal Bayar Üniversitesi Sosyal Bilimler Dergisi. 2020; 18(Cumhuriyet Armağan Sayısı): 359 - 376. 10.18026/cbayarsos.688440 |
| IEEE | kulali g "Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi." Celal Bayar Üniversitesi Sosyal Bilimler Dergisi, 18, ss.359 - 376, 2020. 10.18026/cbayarsos.688440 |
| ISNAD | kulali, gulsah. "Göçmen Girişimcilerin Kuruluş Aşaması Finansmanı: İsveç/Göteborg’daki Türk Restoran Sahipleri Örneklemi". Celal Bayar Üniversitesi Sosyal Bilimler Dergisi 18/Cumhuriyet Armağan Sayısı (2020), 359-376. https://doi.org/10.18026/cbayarsos.688440 |
