@article{Sumer2022_534013, author={Serpil Sumer and murat dilmaç}, title={Kırsalda finansal tabana yayılma: Oltu örneği}, year={2022}, journal={Gazi İktisat ve İşletme Dergisi}, issn={2149-4924}, volume={8}, number={2}, url={http://search/yayin/detay/534013} }