Income diversification and bank performance: Evidence from turkish banking sector

Gurbuz, Ali Osman; AYTÜRK, YUSUF; YANIK, SERHAT

Income diversification and bank performance: Evidence from turkish banking sector

Ali Osman GÜRBÜZ, (İstanbul Ticaret Üniversitesi, Bankacılık ve Finans Bölümü, İstanbul, Türkiye)

Serhat YANIK, (İstanbul Üniversitesi, Siyasal Bilgiler Fakültesi, İşletme Bölümü, İstanbul, Türkiye)

Yusuf AYTÜRK (İstanbul Üniversitesi, Siyasal Bilgiler Fakültesi, İşletme Bölümü, İstanbul, Türkiye)

BDDK Bankacılık ve Finansal Piyasalar Dergisi

2 0

Yıl: 2013 Cilt: 7 Sayı: 1 Sayfa Aralığı: 9 - 29 Metin Dili: Türkçe İndeks Tarihi: 29-07-2022

Income diversification and bank performance: Evidence from turkish banking sector

Öz:

Bu çalışmada, faiz dışı gelir yaratan faaliyetler (gelir çeşitlendirmesi) ve riske göre düzeltilmiş banka performansı arasındaki ilişki, Türk mevduat bankalarına ait 20052011 dönemi yıllık verileri kullanılarak incelenmektedir. Bu çalışmada, sistem genel momentler yöntemi (Sistem- GMM) tahmincileri, 26 bankanın yer aldığı dengesiz bir panel veri setiyle kullanılmaktadır. Ampirik sonuçlarımız, gelir çeşitlendirmesinin Türk mevduat bankalarının riske göre düzeltilmiş finansal performansını arttırdığını göstermektedir.

Anahtar Kelime:

Konular: İktisat

Gelir çeşitlendirmesi ve banka performansı: Türk bankacılık sektöründen bulgular

Öz:

In this study, relationship between non-interest income generating activities (income diversification) and risk-adjusted bank performance is investigated by using yearly data of Turkish deposit banks for the period of 20052011. System Generalized Method of Moments (System-GMM) estimators are used in this study with an unbalanced panel dataset of 26 banks. Our empirical results indicate that income diversification increases risk-adjusted financial performance of Turkish deposit banks.

Anahtar Kelime:

Konular: İktisat

Belge Türü: Makale Makale Türü: Araştırma Makalesi Erişim Türü: Erişime Açık

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APA	Gurbuz A, YANIK S, AYTÜRK Y (2013). Income diversification and bank performance: Evidence from turkish banking sector. , 9 - 29.
Chicago	Gurbuz Ali Osman,YANIK SERHAT,AYTÜRK YUSUF Income diversification and bank performance: Evidence from turkish banking sector. (2013): 9 - 29.
MLA	Gurbuz Ali Osman,YANIK SERHAT,AYTÜRK YUSUF Income diversification and bank performance: Evidence from turkish banking sector. , 2013, ss.9 - 29.
AMA	Gurbuz A,YANIK S,AYTÜRK Y Income diversification and bank performance: Evidence from turkish banking sector. . 2013; 9 - 29.
Vancouver	Gurbuz A,YANIK S,AYTÜRK Y Income diversification and bank performance: Evidence from turkish banking sector. . 2013; 9 - 29.
IEEE	Gurbuz A,YANIK S,AYTÜRK Y "Income diversification and bank performance: Evidence from turkish banking sector." , ss.9 - 29, 2013.
ISNAD	Gurbuz, Ali Osman vd. "Income diversification and bank performance: Evidence from turkish banking sector". (2013), 9-29.

APA	Gurbuz A, YANIK S, AYTÜRK Y (2013). Income diversification and bank performance: Evidence from turkish banking sector. BDDK Bankacılık ve Finansal Piyasalar Dergisi, 7(1), 9 - 29.
Chicago	Gurbuz Ali Osman,YANIK SERHAT,AYTÜRK YUSUF Income diversification and bank performance: Evidence from turkish banking sector. BDDK Bankacılık ve Finansal Piyasalar Dergisi 7, no.1 (2013): 9 - 29.
MLA	Gurbuz Ali Osman,YANIK SERHAT,AYTÜRK YUSUF Income diversification and bank performance: Evidence from turkish banking sector. BDDK Bankacılık ve Finansal Piyasalar Dergisi, vol.7, no.1, 2013, ss.9 - 29.
AMA	Gurbuz A,YANIK S,AYTÜRK Y Income diversification and bank performance: Evidence from turkish banking sector. BDDK Bankacılık ve Finansal Piyasalar Dergisi. 2013; 7(1): 9 - 29.
Vancouver	Gurbuz A,YANIK S,AYTÜRK Y Income diversification and bank performance: Evidence from turkish banking sector. BDDK Bankacılık ve Finansal Piyasalar Dergisi. 2013; 7(1): 9 - 29.
IEEE	Gurbuz A,YANIK S,AYTÜRK Y "Income diversification and bank performance: Evidence from turkish banking sector." BDDK Bankacılık ve Finansal Piyasalar Dergisi, 7, ss.9 - 29, 2013.
ISNAD	Gurbuz, Ali Osman vd. "Income diversification and bank performance: Evidence from turkish banking sector". BDDK Bankacılık ve Finansal Piyasalar Dergisi 7/1 (2013), 9-29.